In a data-driven world with increasing risks, TomTom’s geospatial tech, rich maps and traffic data deliver valuable insights to improve advanced risk prediction and pricing. For both auto and property insurance, optimize operations and build smarter business models with state-of-the-art location-based solutions.
235+
countries and territories covered
5B
eyes on the map
>$10B
direct premium written powered by TomTom data
Up to 2%
loss ratios improvements by incorporating traffic data
Make an impact with TomTom tech
Integrate vehicle garaging and driving location specifics with granular map and traffic data. Model driver territory risk at defined territory levels, including census and zip codes, enhancing driver territory risk assessments for auto insurance pricing.
Personalize auto insurance offerings with tailored pricing based on a driver’s behaviors. Identify and add context to events such as speeding, illegal maneuvers, travel patterns, harsh breaking and acceleration – all while safeguarding privacy.
Improve risk assessment for natural disasters. Accurately map an address location and hazard risks using rich map layers, with rooftop geocoding and risk profiling based on proximity to flood zones, earthquake zones and wildfire-prone areas.
Validate auto claims and reduce fraud using precise location and traffic intelligence. Quickly verify incident details against historical and real-time traffic conditions, road attributes and travel times, streamlining investigations and speeding up fair claims resolution.
New York, USA
Usage-based insurance with TomTom data
Usage-based insurance is transforming how auto policies are priced — but trip data alone isn't enough.
In this scenario, we explore how TomTom’s map and traffic data helps insurers map driving behavior, detect risk and build smarter, more dynamic usage-based insurance offerings.
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